Personetics

Personetics is an AI-based cognitive banking platform for banks and other financial institutions that want to deliver personalized money management and guidance across digital channels.

Key capabilities include:

• Hyper-personalized, actionable insights and advice generated from customer transaction activity to support financial wellbeing, engagement, and sales conversion.
• Transaction data intelligence with data cleansing, enrichment, and categorization to produce real-time views of spending, budgets, and cash flow.
• Goal-based savings and automated deposit-growth journeys (including smart savings journeys) designed to help institutions grow and retain deposits.
• SMB cash-flow forecasting tools that help small businesses and bankers anticipate cash needs and manage liquidity.

Pricing: Not publicly listed.

What makes it notable: The platform is deployed across 30 global markets and is used by 100+ financial institutions, reaching 150 million banking customers. It also includes an Engagement Builder for creating custom insights and campaigns without custom development, plus solutions such as Personetics Assist for digital self-service and Personetics Engage for configurable insight delivery. Types: Web, API.