Payman AI

Payman AI is an agentic AI banking platform for financial institutions that executes real payments, transfers, and account analysis through voice or text while keeping transactions on existing banking rails.

Key capabilities include:

• Transaction execution for payments and transfers initiated conversationally, with confirmations and traceability.
• Account and spending analysis in natural language (for example, answering questions about grocery spend across transactions).
• Policy-validated controls that enforce institution rules before any action executes, with configurable limits and guardrails.
• Compliance-grade auditability with complete execution traces, including customer request wording, AI reasoning, policy checks, authorization flow, and timestamps.

Pricing: Contact for Pricing.

What makes it notable: it focuses on doing banking actions (not only chat), integrates via standard APIs with existing cores and digital banking platforms, supports multiple channels (voice, mobile, web, SMS), and lists SOC 2 certification plus detailed audit trails for regulated environments.