OpenAI adds ChatGPT Wallet so AI agents can check out for users

In short: OpenAI launched ChatGPT Wallet, a new feature that lets ChatGPT’s AI agents shop and complete checkout for you, with your approval.

What happened

OpenAI introduced ChatGPT Wallet, which works with its AI agents called “dots.” An AI agent is like a helper that can follow steps for you, such as finding items online and getting them ready to buy.

At launch, the feature is only available to a limited number of U.S. ChatGPT Pro subscribers who are 18 or older. Users also need a U.S. issued Visa, Mastercard, or American Express card.

To use it, a subscriber adds an eligible card to ChatGPT Wallet one time, then asks a dot to help with a purchase. Before anything is bought, OpenAI says the user can review the items, the total cost, and which card will be charged. The user must approve the purchase with a security check like Face ID or a fingerprint.

OpenAI says the system uses a “payment token,” which is a stand-in for your real card number (like using a temporary alias instead of giving out your actual phone number). This is meant to keep card details from being shared with either the dot or the store.

Why it matters

If it works as described, ChatGPT Wallet could make online shopping more convenient for people who want help comparing options and checking out faster. It also raises practical questions about trust and control, since some retailers block AI agents and OpenAI plans to add more settings later, like spending limits and allowed categories.

Source: TechCrunch AI