Casca

Casca is a web-based, AI-native Loan Origination System (LOS) for FDIC-insured banks, credit unions, and non-bank lenders that originate small business and commercial loans, including SBA and USDA lending.

Key capabilities include:

• Digital application and prequalification that can prequalify applicants in about 5 minutes, with auto pre-fill to improve conversion.
• AI loan assistant (Sarah) that answers applicant questions 24/7, collects missing documents, and runs follow-ups with responses in 2 to 3 minutes.
• Document and financial analysis across 100+ document types, including tax returns, bank statements, and financial statements, with support for reviewing 10,000+ pages and calculating financial ratios.
• Automated underwriting and checks via 30+ native integrations with data providers and credit bureaus, plus instant KYB checks across 40+ sources, and borrower portal status tracking with secure document upload.

Pricing: Paid (pay-as-you-go SaaS), with free initial onboarding and integrations; pricing includes a flat fee per application processed, a percentage of approved loan amount, and platform fees.

Notable for targeting business lending teams end-to-end, from online intake through automated decisioning and digital approvals, with reported outcomes including up to 90% less manual effort and (up to ).